How to Liveaboard Part-time

The model is pretty clear, if you want to live on a boat, you’ll have to wait until you stop working before you can cut the line and actually do it. The trouble with this model is when you stop working and hit retirement, is it too late?

Well first of all, we don’t think it’s ever too late to start liveaboard life, but what we also know is that it doesn’t get “easier” as you get older. We are not full-time liveaboards because we never even thought about living on a boat until just two or three years ago. We are chest-deep in land-based life and responsibilities which include business partners and children.

This isn’t stopping us, however, from moving toward this lifestyle and doing it in our own way.

Salt’s Arrangment

Todd is a full-time engineer, co-owning a business that is moving into its 10th year. Like many of you, he can’t just take off and ignore the responsibilities he has agreed to take on. There is a partner relying on him (a friend to boot) a child’s education to pay for, and car and boat payments to make after all.

Siren’s Arrangment

I (Jenee here) am a full-time writer and coach that has fewer career-based responsibilities that keep me land-locked, aside from having to have an internet connection at all times in order to work. I can remedy that pretty easily, but what does complicate my situation is that I’m a long-distance mom. My son will soon be 12 -years old soon and not seeing him, is not an option. Disappearing into the Carribean isn’t exactly responsible parenting. He lives with his father, so home-schooling him on a boat (while I’d do it in a snap) isn’t an option either.

How We Are Working With What We Got

We are in our prime earning potential, so dismissing that potential (we are an ambitious team over here) to live like vagabonds making pottery fish on a beach, isn’t who we are. We feel that purchasing our future today should be bought with our earning potential rather than our savings. So, we bought our liveaboard boat, a 1968 Chris Craft Commander, this past Summer. By the time the engineering team wants to call it quits, the boat will be paid for. What this means is, our most significant living cost will be paid for. We will obviously have marina fees when we aren’t living at anchor, so I am working on that side of things at this point. More clearly, building a business after Salt closes his.

We aren’t the “retiring” type. Both Salt and myself have been working since we were young and enjoy our work. So, figuring out work that we can do for years to come has become a significant portion of my focus over the past two years.

The Future Plan

I have no idea. I say this in jest because I do have an idea of what this will look like, but none of us really know what tomorrow will bring. Am I right? If you’re a business owner then you already know that starting a business isn’t for the weak. Business owners also know that financially, “retiring” isn’t a simple decision. Owning a business allows you to afford a certain type of lifestyle, one that you might not be able to have post-business. Sure, we invest and have things life “life-insurance” in place, but having no income, well, it’s not an option for us. It’s not an option financially and not an option for our own mental sanity.

Together, we will pair our skills and talents and align them to build media. From photography to the written word… from coaching and circling back to our artistic endeavors, we are racking up the skills over here to build a post-career business that we are both crazy about. We don’t know exactly what that is, but that really isn’t important to us. What is important is that we know we can count on one another to build something unique and we work amazingly well together.

What About You?

Are you living aboard… and if so do you still work? We don’t mean living aboard a boat that never goes anywhere, which is totally fine, but we mean living aboard a boat and working along the way. That is an entirely different living arrangement which we are not even close to doing ourselves. But, we are curious about what you do as you move from place to place and so is our audience here at Salt & Siren. Drop a comment and let us know and thanks for stopping by!